Mortgage and refinancing keywords often rank high CPC because banks and mortgage companies pay a lot per click.

H2: When Should You Refinance?

• Falling interest rates
• Adjustable-rate to fixed-rate switch
• Cash-out refinancing

H2: Benefits of Refinancing

• Lower monthly payments
• Shorter loan term
• Access equity

H2: Common Mistakes to Avoid

• Ignoring closing costs
• Extending the term unnecessarily